Friday, April 18, 2014

Prepare For Your Future with Financial Planner | Tony Lopez

How Does Your Financial Blueprint Look?

Introducing Personal Luxury Expert
Mr. Tony Lopez
"Build, Grow & Protect"
Do you have a time horizon for when you want to retire?

Do you know what your risk tolerance is?

Is your portfolio diversified enough to withstand market fluctuations?


If you answered "YES"

You may be confident with your current retirement plan..

If you answered "I DON'T KNOW"

Then it's time to establish or strengthen your financial responsibility.

Don't worry, its never too early or late to implement a financial plan..

Are "You" Prepared for an Unexpected Event?

True Story..

A little boy who grew up in the streets of Los Angeles, had minimal supervision due to his Father's early and unexpected death. Determined to be successful he served more than 23 years in the United States Army where he fought in the Vietnam and Korean War, overcoming every obstacle thrown his way. As a result, he retired as a Lieutenant Colonel.

Land of the Free and Home of the 'Brave'
Having the foundation, discipline and desire while raising his family, he took on a second career in the corporate world of Banking. 20 years later, he retires for a second time with all of his ducks in a row. Surely, he was set with two sources of retirement income and medical benefits for life.

Yet instead, after 40 long years of hard work, blood, sweat & tears he was faced with an unexpected event that changed his life forever!

One night upon arrival from neighborhood poker, he opened the garage door only to find his wife of over 60 years lying face down, limp and unresponsive on the concrete floor. She had fallen and broke her hip only to be left awaiting his return..

Two years later, she no longer has the ability to perform her daily living activities of living and he is unable to care for her. The medical expenses he thought were manageable eventually drained their life savings and at the age of 86 years old he is left to depend on his son to keep it all together. Granted, with occasional drop-in visits from hospice and a part-time caregiver the expenses were still overwhelming.

The Solution to this "life changing event" could have been a Long Term Care Insurance policy!

Mr. Tony Lopez, is a UCSD Graduate bringing many years of experience in financial planning, with a Series 7 and Series 6 license. Tony also holds a certification to help families with "Special Needs". Tony has a special offer for our readers as he will waive the planning fee for clients implementing a financial plan with him. Just tell him you read about him on #TLG The Luxe Gen.

Q & A with Mr. Lopez

Q: What do you love about your career?

A: I enjoy helping clients sleep better at night by addressing their concerns of: debt, retirement, taxes and health care reform. I feel it necessary to educate them on where their money is growing, what money is taxable and ways to get tax deductions. In addition, I feel one of the most important conversations to have is about survivorship and making sure the proper vehicles are in place to take care of the liability when accidents happen.

Q: What do you your clients 'Thank You' most for?

A: Being able to communicate with them. Explaining and helping them understand the concept of financial planning for the first time.

Q: How much contact do you have with your clients?

A: That depends on the client, quarterly reviews to monthly conference calls, whatever it takes. I will ask them what their expectations are and follow-through with what I say I am going to do.

Q: What is your message, what do you stand for?

A: Doing what is best for the client 100% of the time. I use the "Mom" concept, if this were my Mom would I recommend this...

Q: Will you offer a second opinion on an existing Portfolio?

A: Yes, I charge a fee for a second opinion review. I respect the relationship they have at the time and will give them my advice to go ahead and implement through their adviser if they choose.

Q: What do you believe more than anything else when it comes to your business?

A: Making sure the client does not move forward until they fully understand the plan of action and we are all on the same page. Making sure I understand the client and hear them clearly. Making sure the client does not move forward until they know and comprehend what the plan is about.

Q: What do you want to be known for?

A: Bill Pollakov is my mentor and I want to be like him. I want people to say, "Tony Lopez is a good guy, he's real and he helps me make the right decision based on my best interest, not his own.

Contact Tony today to design a plan that protects you from unexpected events. 

Tony LopezThe Pollokov Financial Group, Inc.
CA INS LIC#0F37929
PH: (858) 202-2392